I have been in a car or motorcycle accident and was not at fault. Do I need a lawyer?
Yes. No matter what type of accident you have been in – whether with a car, motorcycle, truck or tractor trailer, you deserve to be treated fairly. You also deserve the maximum recovery possible.
Is there a time limit on auto accident and motorcycle accident damages or injury claims?
Yes. Your accident claim is governed by the Statute of Limitations in the state of North Carolina.
Should I give the insurance company a recorded statement after an accident?
No. Anything you say to the insurance company or anyone else with regard to your accident can be used against you in a legal case or claim.
Should I sign a HIPPA authorization to allow the insurance company to collect my medical records following a car, truck, motorcycle or tractor trailer accident?
No. The insurance company will use a medical release to search your medical history in an effort to deny your claim.
Should I discuss the injuries that resulted from the an accident with the insurance company?
No. You are not a doctor or expert on your injuries. Anything you say to the insurance company can be used against you to deny your accident claim.
Should I use my health insurance, Medicaid or Medicare for injuries sustained in a motor vehicle accident?
Yes. Insurance should keep your bills out of collections before your claim is settled.
Can I be compensated more for damages resulting from a tractor trailer, motorcycle or auto accident if the at-fault driver was drinking while driving?
Probably. You may be entitled to punitive damages if the at-fault driver was intoxicated or under the influence of alcohol or another substance.
When do I get compensated or paid for damages?
The at-fault insurance company will make one lump sum payment at the end of your auto accident case. We don’t get paid until you do.
Will my insurance premiums go up if I use my medical payment coverage on my auto policy?
No. A med-pay claim is not a fault based claim and will not increase your insurance rates. Please contact your insurance agent for more information.
Can I claim extra damages for permanent injuries resulting from an accident in which I was not at fault?
Yes. Permanent injuries allow you to make a claim for future pain, medical expenses, and other costs.
Does the insurance company have lawyers working for them?
Yes. The insurance company has MANY lawyers working for them. The insurance company’s wants to pay you as little as possible for your claim. That’s why you need a competent personal injury attorney who specializes in auto, truck, motorcycle and tractor trailer accidents to represent you.
Can the insurance company represent me?
No. This is a conflict of interest. You want to recover for all damages possible. The insurance company wants to pay you as little as possible.
Should I meet with the insurance adjuster if they call me following a motorcycle, truck or car accident?
No. Anything you say will be held against you. The adjuster will try to get you to accept a small check to settle your claim before you can speak with an attorney who specializes in Car, Truck, Tractor Trailer and Motorcycle accident claims to see what your claim may be worth.
Should I sign a release from the insurance company?
No. Once you sign a bodily injury release, your claim for injuries resulting from the accident is finished. No additional bills or damages will be considered.
After an accident, when should I call a lawyer?
Do not wait to call an attorney. Witnesses and evidence related to the car accident can disappear. A personal injury attorney who is experienced with car, truck, motorcycle and tractor trailer accidents can protect your rights.
Will attorneys from Bradley Law Group come to me?
Our attorneys will come to your home, hospital or office anywhere in North Carolina to discuss your case.